“We help our clients reach for the lives they dream of.”

– JP Patton, President

Our Areas of Expertise

Keeping Our Eye on the Horizon

No one can reliably predict the volatility of the market, so we prepare for it by applying long-view strategies with our investors’ long-term success in mind. We remain agile to adapt in changing economic environments, and continually improve our process through thoughtful research and analysis and by sharing evolving best practices and insights with our colleagues and clients.

Areas of Expertise

Wealth Planning

Our wealth planning services are grounded in a deep understanding of you, our client: your goals, your situation, your vision. Every relationship is different, and every plan is completely bespoke, tailored to suit your specific needs. Our wealth planning services are comprehensive, from strategy and design through integration, all within the holistic picture of your financial life.

  • Financial Planning

  • Tax Strategy

  • Debt Management

  • Elder Care

  • Estate Planning

  • Philanthropy

Transitions and Life Planning

Every individual will experience big changes along life’s journey: some that are celebrated, and some that fill us with trepidation. Whenever the ground shifts beneath your feet, we will be there to guide you back to solid ground. We take pride in weathering life’s storms alongside our clients, providing sound advice in advance of change, and swift troubleshooting should the need arise.

  • Changing Careers

  • Founding/Selling a Company

  • Divorce

  • Retirement

  • Assisted Living

  • Wealth Transfer

  • Health care and Life Insurance

Investment Management

When it comes to managing our clients’ investments, we never rest. We offer a broad range of investment strategies, each one actively managed by our seasoned experts. We pair proven, best-practice fundamentals with a tailored approach to ensure each client gets the most out of their investment.

  • Asset Allocation

  • Portfolio Management

  • Risk Management

  • Charitable Funds

  • Stock Diversification

Better Together: What It’s Like To Work With Us

The day you hire JP Marvel, you gain a loyal partner by your side. Together, we will work seamlessly and skillfully to achieve your financial and life goals.

Whether you are anticipating a business sale, planning for retirement, or buying a property, we help you strategize and develop a plan to meet those goals while remaining fundamentally tied to a central concept: long-term, steady growth is better than a short-term approach based on volatile reactions.

Our Process

We put a premium on discovery and research. We start each new client relationship by learning where you stand today, and where you want to be tomorrow. We gain a deep understanding of you and your circumstances. We’ll want to know your risk tolerance, family planning, and critical timepoints or milestones. As your circumstances and financial situation change over time, we will keep pace alongside you and revise as needed.

Once we know you well, we develop a strategic plan that meets your investment goals. We work with you to develop investment goals that can include preservation of capital objectives, growth targets, cash flow needs, and estate planning.

With a plan in place that we all feel good about, we carefully build your portfolio. Here’s how we do it:

  • Proprietary Stock Analysis: We never stop learning, which means constantly looking to glean insights and knowledge from a variety of sources to better understand the details of individual investments, as well as larger market trends. Analyzing current and new investments alike helps us to generate ideas, tactics and strategies from proprietary stock charting and valuation screens, company visits, analyst meetings, and industry conferences. Our process allows us to identify and target the best possible investments for our clients.
  • Favorable Fundamentals: Our portfolio is comprised of companies that have an improving earnings profile, a growth projection that justifies price, and a current industry-leadership position. We avoid “concept stocks” that carry big valuations but have not yet produced, focusing instead on stocks that show strong earnings – not just potential.
  • Income Enhancement/Downside Protection: Our portfolios are “long only” accounts, using cash to control risk and covered call options to enhance income, lower securities’ effective cost basis, and temper downside risk.

We help you manage each step of creating your portfolio: determining the type of account, selecting a custodian, opening the account, and transferring assets.

We are in it for the long haul so we monitor our clients’ investments to ensure steady growth over time.

  • Maximum Capital Appreciation Potential: We are not high-volume traders. Stock growth tends to happen over a limited number of trading days, and excessive portfolio turnover can cause clients to miss out on those key periods, while also eroding profits with high transaction fees.
  • Tax Efficiency: The annual turnover ratio of J.P. Marvel accounts is typically below 20%, which means an account is unlikely to produce significant short-term gains. There’s a reason for this: long-term capital gain will always be more tax-effective than short-term capital gain. Our strategy is to focus on long-term growth for our investors rather than put them under a tax burden from short-term gains.

We put a premium on discovery and research. We start each new client relationship by learning where you stand today, and where you want to be tomorrow. We gain a deep understanding of you and your circumstances. We’ll want to know your risk tolerance, family planning, and critical timepoints or milestones. As your circumstances and financial situation change over time, we will keep pace alongside you and revise as needed.

Once we know you well, we develop a strategic plan that meets your investment goals. We work with you to develop investment goals that can include preservation of capital objectives, growth targets, cash flow needs, and estate planning.

With a plan in place that we all feel good about, we carefully build your portfolio. Here’s how we do it:

  • Proprietary Stock Analysis: We never stop learning, which means constantly looking to glean insights and knowledge from a variety of sources to better understand the details of individual investments, as well as larger market trends. Analyzing current and new investments alike helps us to generate ideas, tactics and strategies from proprietary stock charting and valuation screens, company visits, analyst meetings, and industry conferences. Our process allows us to identify and target the best possible investments for our clients.
  • Favorable Fundamentals: Our portfolio is comprised of companies that have an improving earnings profile, a growth projection that justifies price, and a current industry-leadership position. We avoid “concept stocks” that carry big valuations but have not yet produced, focusing instead on stocks that show strong earnings – not just potential.
  • Income Enhancement/Downside Protection: Our portfolios are “long only” accounts, using cash to control risk and covered call options to enhance income, lower securities’ effective cost basis, and temper downside risk.

We help you manage each step of creating your portfolio: determining the type of account, selecting a custodian, opening the account, and transferring assets.

We are in it for the long haul so we monitor our clients’ investments to ensure steady growth over time.

  • Maximum Capital Appreciation Potential: We are not high-volume traders. Stock growth tends to happen over a limited number of trading days, and excessive portfolio turnover can cause clients to miss out on those key periods, while also eroding profits with high transaction fees.
  • Tax Efficiency: The annual turnover ratio of J.P. Marvel accounts is typically below 20%, which means an account is unlikely to produce significant short-term gains. There’s a reason for this: long-term capital gain will always be more tax-effective than short-term capital gain. Our strategy is to focus on long-term growth for our investors rather than put them under a tax burden from short-term gains.

An Ongoing Partnership

Once your account is up and running, we take an active role in helping you meet short- and long-term goals. Markets move. Circumstances change. We are with you throughout, monitoring your investments to make sure your objectives are being met.

In addition to monthly statements received from their custodian, each of our clients receive:

  • Quarterly Report
    A holistic report on your account, showing quarterly, year-to-date, and all-time performance, state of current holdings, and year-to-date realized gains and losses.

  • Client Bulletin
    Insights and views on matters that have an effect on investing, such as the state of the economy, equity and fixed markets, American fiscal and monetary policies, world politics, and industrial trends.

  • As-needed Accessibility
    We are available at any time to discuss our clients’ needs and concerns. The partnership we form with our investors is built on communication and that thread continues throughout the relationship.

Get a free consultation

Choosing a partner in your financial journey can be a difficult decision. You should feel confident in whatever choice you make. Are we the right fit? Find out by scheduling a free consultation.

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